Information Collection and Use

Personal Information We Collect

When you use our financial stability analysis services, we collect information that helps us provide better insights for your financial situation. This includes basic contact details like your name, email address, and phone number when you register for our platform.

We also gather financial data you choose to share with us - things like income information, expense categories, and debt details. This information helps our analysis tools provide more accurate assessments of your financial health.

• Contact information (name, email, phone number)
• Financial data you provide for analysis purposes
• Usage data and platform interaction patterns
• Device information and browser preferences

How We Use Your Information

Your information serves specific purposes that directly benefit your experience with tavoelurium. We use it to generate your financial stability reports, send you relevant updates about your analysis results, and improve our service quality.

Sometimes we'll reach out with educational content about financial planning - but only if you've indicated interest in receiving these materials. We never use your financial data for marketing purposes beyond our own services.

Data Protection and Security

We take security seriously because financial information requires careful handling. Our systems use bank-level encryption to protect your data both when it's being transmitted and when it's stored on our servers.

Access to your information is strictly limited to team members who need it to provide our services. We regularly audit our security measures and update our protection methods to stay ahead of potential threats.

Data Retention Practices

We keep your information only as long as it's useful for providing our services or as required by Australian law. Most personal data is retained for up to three years after your last interaction with our platform.

Financial analysis data may be kept longer if it's part of ongoing stability assessments, but it's always anonymized after the initial service period ends.

Your Rights Under Australian Privacy Law

As an Australian business, we comply with the Privacy Act 1988 and Australian Privacy Principles. This means you have specific rights regarding your personal information that we're committed to respecting.

Access and Correction

You can request access to the personal information we hold about you at any time. If you find inaccuracies in your data, we'll correct them promptly once you provide the updated information.

• Request a copy of all personal data we hold
• Correct inaccurate or outdated information
• Request deletion of your data (subject to legal requirements)
• Withdraw consent for optional data processing

Data Portability

If you decide to move to another financial analysis service, we can provide your data in a standard format that makes the transition easier. Just contact us with your request and we'll prepare your information within 30 days.

Third-Party Sharing and Disclosure

We don't sell your personal information to anyone. Period. The only times we share your data with third parties are when it's necessary to provide our services or when required by law.

For example, we work with secure payment processors to handle subscription payments, and we use trusted cloud storage providers for data backup. These partners are bound by strict confidentiality agreements and can only use your data for the specific services they provide to us.

Service Providers We Work With

• Payment processing services (for subscription management)
• Cloud storage providers (for secure data backup)
• Email service providers (for communications you've requested)
• Analytics tools (using anonymized data only)

All these partners are required to maintain the same level of data protection we provide and can't use your information for their own purposes.

Cookies and Website Analytics

Our website uses cookies to remember your preferences and improve your experience. Most cookies we use are essential for the platform to function properly - they help keep you logged in and remember your dashboard settings.

We also use analytics cookies to understand how people use our website, but this data is always anonymized. You can disable non-essential cookies through your browser settings if you prefer.

Managing Cookie Preferences

Your browser gives you control over cookie settings. Essential cookies for platform functionality can't be disabled, but you can block analytics and preference cookies if desired. Keep in mind this might affect some features of your user experience.

Updates to This Policy

Privacy laws evolve, and so do our services. When we need to update this policy, we'll post the changes on this page and send you an email notification if the changes significantly affect how we handle your information.

We recommend checking this page occasionally to stay informed about our privacy practices. Major changes will always include a clear explanation of what's different and how it affects you.